Roth Contribution Limits 2024 Married. You can leave amounts in your roth ira as long as you live. The combined annual contribution limit for roth and traditional iras for the 2024 tax year is $7,000, or $8,000 if you're age 50 or older.
Whether you can contribute the full amount to a roth ira depends on your income. At certain incomes, the contribution amount is lowered until it is eliminated completely.